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Sometimes we get a call from a client who says they don't want to receive an offer for their remodeling because they want to hire an architect for their project. As designers, we educate homeowners about the difference between hiring a contractor, hiring an architect, and hiring a design and construction company. Here are some key differences to consider when planning a major home remodel: Contractor If you are making major changes to your home, e.g. For example, to add or remove a wall, some contractors may ask you if you already have plans. If you don't have a plan,…
Would You Apply for a quick Personal Loan? EpressCash can be your solution! Our loan application process is fully online. This means that you can immediately apply for personal loans from any smartphone or computer, 24 hours a day. We work quickly and efficiently to respond to your financial emergencies and therefore offer you an instant credit decision. If approved and if your loan is submitted before 5 p.m. PT within one working day, we will transfer the money electronically to your bank account within one working day. You can find more information in our frequently asked questions. A quick…
Although a cash advance may not appear in your credit report, there are still ways in which a cash advance can affect your credit rating. If you need money in an emergency and don't have emergency funds, it's easy to think short term. And yet, these long-term considerations can really bite you from behind, so it's good to watch them. Take the example of cash advances. If you check one, will it show up in your credit report? How will it affect your score? What is an advance anyway? So here we are. So sit back, take a deep breath…
  If you have received an unexpected invoice and are considering a payday loan to cover the costs, think again. Because, no matter how dizzy this bill is, these short-term high-yield loans could pose an even greater threat to your long-term finances. There are better ways to pay emergency costs even if you need bad credit. But here's the problem, even if you choose not to apply for a payday loan, you can still walk around. Yes. A scammer could get your information and try to take out a loan that you have never borrowed. How Payday Loan Scammers Work…
  Payday loans do not require any type of credit check, but they are one of the riskiest types of loans without a credit check. Paying attention to details can be difficult in an emergency. Your adrenaline pumps, your nerves explode, and much of the information you find is just picked up. Before knowing it, you looked at the same form for 10 minutes, read the same paragraph over and over, without remembering anything. If you don't have emergency funds to cover unexpected expenses, this adrenaline-fueled brain fog could get you in trouble. Even if you think you know a…
  According to a study by the Center for Financial Services Innovation (CFSI), 27% of Americans have subprime credit scores and 36% of Americans cannot pay their bills on time. The study indicates that some people are turning to loans to fill the void when money is tight. For those with poor credit scores, payday loans are often a viable option when a credit card is not available or is at the limit. In an industry full of scandals and shocking directives, payday lenders must be examined to avoid difficulties. When choosing a payday loan company, look for a company…
4 questions to consider when looking for a cash advance loan According to a recent Federal Reserve study, 46% of Americans do not have enough money to cover unexpected expenses of $300. Cash advance loans, which provide borrowers with funds in the event of a financial emergency, have therefore become a lifeline for many consumers. With so many lenders offering this service, however, it can be difficult to know where to start. ExpressCash makes it easy to obtain short-term financing with flexible payment options, a competitive interest rate, and a simple application process. Our loans provide you with the means…
  Obtaining a payday loan involves many risks, perhaps even too much. First, there is the interest rate which reaches an average annual interest rate of almost 400%. Then there are the short repayment terms, which means that you usually only have two weeks to repay the loan in full. Finally, there are lump sum repayment terms that can be difficult to pay. But there are even risks that go beyond. For example, do you know what happens when you can't pay your payday loan? One of the options could be to extend the loan. This means that you pay…
Each year, about 12 million Americans depend on payday loans to cope with income fluctuations or to cope with unforeseen emergencies. While payday loans are used to solve a very real problem, abusive lenders often abuse consumers. Due to limited regulation and the lack of better options, it is not uncommon to read horror stories about people accused of annual interest rates over 1000% or trapped in debt. Once a person finds themselves in a downward spiral of debt with infinite transfers and hidden fees, they can quickly identify their damaged loans and empty bank accounts, especially if they take…
Each year, about 12 million Americans depend on payday loans to cope with income fluctuations or to cope with unforeseen emergencies. While payday loans are used to solve a very real problem, abusive lenders often abuse consumers. Due to limited regulation and the lack of better options, it is not uncommon to read horror stories about people accused of annual interest rates over 1000% or trapped in debt. Once a person finds themselves in a downward spiral of debt with infinite transfers and hidden fees, they can quickly identify their damaged loans and empty bank accounts, especially if they take…

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Disclaimer: This website does not constitute an offer or solicitation to lend. ExpressCash.com is not a lender and does not make loans or credit decisions. ExpressCash.com provides a connecting service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with. ExpressCash.com does not charge a service fee. ExpressCash.com does not control and is not responsible for the actions or inactions of any lender. ExpressCash.com does not endorse any particular lender or loan product. You are under no obligation to use ExpressCash.com's service to initiate contact, or request credit with any of the lenders. This service is not available in all states and the service availability and scope are subject to change without notice. Subject to our Privacy Policy, ExpressCash.com will transfer your information to lenders in our program and other service providers and marketing companies with which we do business who may or may not offer payday loans. ExpressCash.com does not guarantee that completing an online form will result in your being connected with a lender, being offered a loan product with satisfactory rates or terms, or a loan product of the requested sum or on the desirable terms, or receiving any approval from a lender in the first place.

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit. Cash transfer times and terms may vary from lender to lender. Not all the lenders in our network can provide up to $1000. The limits and regulations vary from state to state. We remind that short-term loans are not a long term financial solution.