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If you need a loan, your options will be much more limited if you don't have a bank account. You cannot issue a check without one or visit an ATM. In addition, many payday lenders continue to require that you have an account before being loaned. A cash advance may be an option, but can you get one without a bank account? The answer here is maybe. First of all, it depends on what you mean by "prepayment". Can you receive a credit card without a bank account? Why do we ask this question? That's why answering this question is…
It's a fact: take your old jacket out of the closet and find out that the random ten-dollar bill in your pocket is the best part of the fall. Well, it may not be the best, but it's up there. This is what happens with money: it is fun, unnecessary, and ideal for small amounts. Having a little money with you can do you good, but carrying a hefty amount can be boring at best and dangerous at worst. This is why most of us no longer have a lot of money with us. In fact, two in ten Americans…
If there's one thing that defines modern life, it's speed. We get our entertainment, news, and products delivered (thank you drones!) Faster than ever. And if you've had an unforeseen accident or your doctor's bill, the speed at which expenses are incurred can be staggering. In such situations, you are probably looking for a quick money loan that can get your money back as quickly as possible. But just because you need a quick cash loan, you shouldn't make a bad financial decision. Take our advice and follow these four simple steps to ensure a safe, smart, and fast solution…
Payday loan. You know they are bad. And if you don't, we have information for you: Payday loans are bad. How dangerous, catastrophic, how-these-even-legal are bad. From high-interest rates to short-term and deceptive practices, there are many reasons why it is better to avoid payday loans. But what makes these theft loans the worst of the worst? A little thing called the payday debt cycle. What are Payday Loans? A payday loan is another form of short-term loan that can also be accessed quickly by people with bad credit, with little or no income. Given the increased risk that these…
You have probably heard that payday loans can be dangerous sometimes. But you may not have noticed how bad they can be. This is why we have put together statistics, figures, and numbers to show you how destructive payday loans can be. Join us now for a magical journey through the dangerous world of payday debt. APR APR stands for Annual Percentage Rate and is a number that indicates how much a loan with fees and interest will cost in a year. This is important because it allows you to accurately compare different types of loans. Unlike most personal loans…
 Short-term Payday loans are unsecured loans for the financially vulnerable: the low-income, the elderly, and those with limited financial education. Payday lenders don't do credit checks and, depending on your state's restrictions, they can't even check your income first. Quick money without a credit check? What could hurt Well, a lot. Payday loans charge unfair interest rates and massive interest rates, which means that they have exceptionally high annual percentages (APRs) that allow you to see the total cost of a loan. Certified financial educator Maggie Germano says Payday loans are generally very negative for the borrower. Interest rates and…
Do not provide your personal information and watch out for excessive start-up costs or collection agencies you call for debts already paid. It's a new year and we have a new solution for you: don't be fooled. Watch out for Cash Advance fraud this year. It can mean a lot of different things. So we give you a brief overview of the basic foam of cash advance fraud so you can recognize the warning signs. Wait, what is an advance? Before tackling prepayment fraud, let's look at prepayment loans which can take many forms. At the narrowest, most precise, and…
Sometimes we get a call from a client who says they don't want to receive an offer for their remodeling because they want to hire an architect for their project. As designers, we educate homeowners about the difference between hiring a contractor, hiring an architect, and hiring a design and construction company. Here are some key differences to consider when planning a major home remodel: Contractor If you are making major changes to your home, e.g. For example, to add or remove a wall, some contractors may ask you if you already have plans. If you don't have a plan,…
Would You Apply for a quick Personal Loan? EpressCash can be your solution! Our loan application process is fully online. This means that you can immediately apply for personal loans from any smartphone or computer, 24 hours a day. We work quickly and efficiently to respond to your financial emergencies and therefore offer you an instant credit decision. If approved and if your loan is submitted before 5 p.m. PT within one working day, we will transfer the money electronically to your bank account within one working day. You can find more information in our frequently asked questions. A quick…
Although a cash advance may not appear in your credit report, there are still ways in which a cash advance can affect your credit rating. If you need money in an emergency and don't have emergency funds, it's easy to think short term. And yet, these long-term considerations can really bite you from behind, so it's good to watch them. Take the example of cash advances. If you check one, will it show up in your credit report? How will it affect your score? What is an advance anyway? So here we are. So sit back, take a deep breath…

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Disclaimer: This website does not constitute an offer or solicitation to lend. ExpressCash.com is not a lender and does not make loans or credit decisions. ExpressCash.com provides a connecting service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with. ExpressCash.com does not charge a service fee. ExpressCash.com does not control and is not responsible for the actions or inactions of any lender. ExpressCash.com does not endorse any particular lender or loan product. You are under no obligation to use ExpressCash.com's service to initiate contact, or request credit with any of the lenders. This service is not available in all states and the service availability and scope are subject to change without notice. Subject to our Privacy Policy, ExpressCash.com will transfer your information to lenders in our program and other service providers and marketing companies with which we do business who may or may not offer payday loans. ExpressCash.com does not guarantee that completing an online form will result in your being connected with a lender, being offered a loan product with satisfactory rates or terms, or a loan product of the requested sum or on the desirable terms, or receiving any approval from a lender in the first place.

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit. Cash transfer times and terms may vary from lender to lender. Not all the lenders in our network can provide up to $1000. The limits and regulations vary from state to state. We remind that short-term loans are not a long term financial solution.