Olivia Bennett
Hi, I'm Olivia Bennett. I help people navigate short-term lending by breaking down how services like ExpressCash's connector platform work, from the submission process to what happens after you're matched with a lender. With a background in consumer finance education, I focus on responsible borrowing strategies and clarifying the terms and fees tied to payday loans, installment loans, and lines of credit. My goal is to give you the straightforward, practical information you need to make informed decisions during unexpected financial situations. I believe understanding your options is the first step toward regaining control of your finances.
Articles by Olivia Bennett
Apr 8, 2020 · https://expresscash.com
What Happens If You Can’t Pay Your Personal Loan on time?
If you default on your personal loan, you will enter a world of foreclosed debt collection agencies and wages. Instead, try to speak to your lender first. No one (well, …
Apr 8, 2020 · https://expresscash.com
4 dangers of personal loans (and how to avoid them!)
Summer is a fantastic season for hiking. Who doesn’t love the smell of fresh pine needles, mountain flowers and is it a skunk? Any experienced hiker will tell you that …
Apr 8, 2020 · https://expresscash.com
What does bad credit mean?
What does bad credit mean? More than half of Americans have “bad credit.”If you’ve ever used a credit card or borrowed money, you probably have a history of using credit. …
Apr 8, 2020 · https://expresscash.com
3 Benefits of Low Rate Loans
With a flexible credit check loan, you will likely see lower interest rates than with a loan without a credit check, and this could even improve your credit rating! If …
Apr 8, 2020 · https://expresscash.com
Can you get an automatic title loan without a car title?
Auto title loans are a form of fast cash, a personal loan that does not always require a credit check or proof of income. If you have a unique title …
Apr 12, 2020 · https://expresscash.com
How Bad Credit Can Affect Your Love Life
There are a lot of things people are looking for in a potential partner, and if you feel that debt is not one of those factors, you are wrong. There …
Apr 12, 2020 · https://expresscash.com
Prepayments can be more dangerous than you think
Tax season is a long-awaited season, but it is scary. Whether you owe the state or the government owes you something, there is usually some degree of uncertainty. Last year, …
Apr 16, 2020 · https://expresscash.com
Alternatives to Tax Reimbursement Loans
Instead of relying on a prepayment loan to get a cash loan quickly, there are a few things you can do to speed up your tax refund and get …
Apr 16, 2020 · https://expresscash.com
Check your balance or check your repayment capacity
If you have bad credit, you should look for abusive lenders. So look for lenders who check your ability to repay borrowed money. For people with a good credit …
Apr 16, 2020 · https://expresscash.com
3 Risks of Short-Term Loans Without Credit Checks
You may be aware of the high APRs that can go without a credit check loan, but did you also know that your lump-sum payments could end up in …
Apr 16, 2020 · https://expresscash.com
Difference between Unsecured loans and secured loans
Before applying for a personal loan, you should know that there are two main types: secured and unsecured. With an unsecured loan, you can borrow money without providing collateral. …
Apr 17, 2020 · https://expresscash.com
4 most frequently asked questions before taking out a Cash Advance
Cash advances seem like a great way to fill a gap in your budget – they’re quick, easy, and you can pay them off with your next paycheck. But these …
Apr 21, 2020 · https://expresscash.com
Do cash advances have an interest-free grace period?
Do cash advances have a grace period? No, they don’t. If you withdraw an advance from your credit card, interest accrues immediately. The sooner you pay this remaining amount, the …
Apr 21, 2020 · https://expresscash.com
Do you have to pay for repairs to your car but have no extra money? Consider all of your options
Winter is not coming. It’s here. And just like the good people of Westeros face ice zombies, dragons, and zombie ice dragons, coming in winter can make your vehicle maintenance …
Apr 28, 2020 · https://expresscash.com
The 3 Most Common Risks Of Payday Loans And How To Avoid Them
Each year, about 12 million Americans depend on payday loans to cope with income fluctuations or to cope with unforeseen emergencies. While payday loans are used to solve a very …
May 4, 2020 · https://expresscash.com
Find the best Cash Advance loan for you
4 questions to consider when looking for a cash advance loan According to a recent Federal Reserve study, 46% of Americans do not have enough money to cover unexpected expenses …
May 4, 2020 · https://expresscash.com
Using customer feedback when evaluating a payday lender
According to a study by the Center for Financial Services Innovation (CFSI), 27% of Americans have subprime credit scores and 36% of Americans cannot pay their bills on time. …
May 4, 2020 · https://expresscash.com
Are Payday Loans and Loans Without Credit Checks are Equal?
Payday loans do not require any type of credit check, but they are one of the riskiest types of loans without a credit check. Paying attention to details can …
May 5, 2020 · https://expresscash.com
Does a cash advance appear in your credit file?
Although a cash advance may not appear in your credit report, there are still ways in which a cash advance can affect your credit rating. If you need money in …
May 5, 2020 · https://expresscash.com
How to Get Quick personal loans
Would You Apply for a quick Personal Loan? EpressCash can be your solution! Our loan application process is fully online. This means that you can immediately apply for personal loans …
May 18, 2020 · https://expresscash.com
Do I need an architect for my home renovation process?
Sometimes we get a call from a client who says they don’t want to receive an offer for their remodeling because they want to hire an architect for their project. …
May 18, 2020 · https://expresscash.com
A complete Guide to Cash Advance Fraud
Do not provide your personal information and watch out for excessive start-up costs or collection agencies you call for debts already paid. It’s a new year and we have a …
May 18, 2020 · https://expresscash.com
What is the main difference between a payday loan and an installment loan?
Short-term Payday loans are unsecured loans for the financially vulnerable: the low-income, the elderly, and those with limited financial education. Payday lenders don’t do credit checks and, depending on your …
May 18, 2020 · https://expresscash.com
5 important and alarming payday loan statistics
You have probably heard that payday loans can be dangerous sometimes. But you may not have noticed how bad they can be. This is why we have put together statistics, …